Resources & Knowledge Hub

Learn about the risks associated with high-energy youth group activities and how to keep your students safe.

NCG Insurance is excited to partner with church planters and leaders at the Exponential conference.

Holiday decorations can pose fire hazards and liability risks. Here's how to celebrate safely.

Winter weather brings frozen pipes and slip-and-fall risks. Get your church ready before the cold sets in.

Essential steps to protect your church property and community before a storm strikes.

Navigating the insurance responsibilities when your church sponsors or hosts a Boy Scout troop.

Practical, low-cost steps every ministry can take to improve security and safety today.

Vacation Bible School is high-energy fun. Ensure it remains safe with these five key steps.

You do not have to be "local" to maintain a local presence, to provide excellent service, or to provide value to your clients.

How to efficiently navigate the quote process, maximize savings, and get the coverage your church needs.

Both coverages protect your organization from lawsuits, but they cover very different types of claims.

Many small religious institutions and nonprofits incorrectly assume that only large organizations have employment practices liability exposure.

Typically, a religious institution’s workers’ compensation policy does not cover independent contractors.

Insurance premiums are likely to increase at renewal despite a lack of claims due to broader, external factors.

Volunteer and paid board members of religious institutions serve in positions of significant trust and responsibility.

In today’s increasingly digital environment, religious institutions depend on donor information to support their missions.

Standard insurance policies typically only cover operations in the U.S. Per-trip coverage can fill that gap for international travel.

A total loss can be devastating for a congregation. Your insurance will only pay up to the policy building limits, which may fall short of the true cost to rebuild.

Commercial General Liability policies may provide some coverage for liability from a shooting or violent incident, but coverage can be restricted.

Yes, outdoor signs, playgrounds, and fences are generally covered under a church’s property insurance, but often have specific sublimits.

Apply insurance requirements based on the level of risk rather than treating every group the same.

Coinsurance is a clause in many commercial property insurance policies that encourages property to be insured close to its full replacement value.

In many cases, volunteers are covered while using their personal vehicles for church activities, with their personal auto as primary coverage.

Coverage for water damage or sewer backup depends on the direct physical cause of the loss and the specific coverage in your policy.